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Zero Down still available for VA Mortgaes - Friday, October 23, 2009

VA MORTGAGE LOANS for veterans looking to purchase a new home with zero down. Today a veteran can still purchase a home with zero down and receive up to a 4% seller’s concession to help pay the closing cost on VA Mortgage Loans up to $729,000 in qualified counties. Also, time looks to be running out on the first time buyer $8000.00 tax credit. For today's current interest rates contact a VA Mortgage Specialist at www.vamortgageassistance.us . With today's new and tighter Credit Policies changing daily one question you should ask your borrower or buyer is if they are a Veteran. There are a millions of US veterans out there who qualify for a VA MORTGAGE LOAN, but are either unaware of or forgot about this option. By directing your customer to a VA MORTGAGE LOAN you may be able to save them money (no monthly Mortgage Insurance) and provide they with a way to qualify for a mortgage that may otherwise prove difficult or impossible (scores as low as 620) to obtain. For today's current interest rates contact a VA Mortgage Specialist at www.vamortgageassistance.us . Who Can Qualify for a VA Mortgage Loan? Call one of my VA Specialists at 1-800-999-2489 extension 8020 to see if you or your buyer qualifies. The first step to getting a VA MORTGAGE is to fill out a Certificate of Eligibility. The basic qualifications for obtaining a VA MORTGAGE include: • Active-duty veterans discharged during WWII and later periods, without the status of "dishonorable". • Active-duty veterans who served at least 90 consecutive days during major conflict. • Peacetime veterans and active duty personnel who have served more than 180 days of consecutive service. Enlisted veterans whose service began after 1980 or officers whose service began after 1981 who have served 2 years. There are a few other stipulations to qualifying for a VA MORTGAGE LOAN. For instance, National Guard members and Selected Reserve members may qualify, if they have completed a total of six years in the Selected Reserve, or upon discharge from the Reserves or Nation Guard due to service-connected disability before completing six years. If you have questions regarding your eligibility, check with a qualified VA Mortgage Specialist. How Can VA Mortgage Loans Funds Be Used? VA MORTAGE LOAN funds can be used to purchase a house, condominium, or townhouse. It may also be used to build a home or purchase a home and make improvements. A VA MORTGAGE LOAN may also be used to refinance a mortgage, as well as improving your home with energy-related features. Why Choose a VA Mortgage Loan? NO DOWN PAYMENT and FLEXIBLE CREDIT REQUIREMENTS are perhaps the two biggest factors that make the VA MORTGAGE LOAN a great mortgage. And only eligible VETERANS can get it! If a Veteran finds a nice home in the range of $200,000 to $400,000 and they do not having $40,000 to $80,000 for the down payment? Would that stop them from moving forward? NOT SO with a no down payment VA MORTGAGE LOAN! Even the first time borrower requirements are minimal. To get more information regarding VA benefits you can visit www.VA.gov. Call us at 800-999-2489 extension 8022 to talk with a VA Mortgage Specialist and we will be there to answer any questions you may have. Is There a Cap on VA Mortgage Loans? Loans are available for up to 100 percent of the purchase price to $417000. VA loans are now available up to $729,000.00 visit www.vamortgageassistance.us for more information. Veterans who have already taken out a VA MORTGAGE LOAN in the past may still be eligible for remaining entitlement for any unused previous balance. Because entitlement amounts have increased over time, this means that many people who took out VA MORTGAGE LOAN in the past may have more money now than they were entitled to before. Choose a VA Mortgage Loan? NO DOWN PAYMENT and FLEXIBLE CREDIT REQUIREMENTS are perhaps the two biggest factors that make the VA MORTGAGE LOAN a great mortgage. And only eligible VETERANS can get it! If a Veteran finds a nice home in the range of $200,000 to $400,000 and they do not having $40,000 to $80,000 for the down payment? Would that stop them from moving forward? NOT SO with a no down payment VA MORTGAGE LOAN! Even the first time borrower requirements are minimal. To get more information regarding VA benefits you can visit www.VA.gov. Call us at 800-999-2489 extension 8022 to talk with a VA Mortgage Specialist and we will be there to answer any questions you may have. Veterans who have already taken out a VA MORTGAGE LOAN in the past may still be eligible for remaining entitlement for any unused previous balance. Because entitlement amounts have increased over time, this means that many people who took out VA MORTGAGE LOAN in the past may have more money now than they were entitled to before. Kenneth Lazowski W: 800-999-2489@7976 C: 908-512-1436 Email: KLazowski@remn.com Web Site: KennethLazowski.remn.com '


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